Privacy Policy
1. Who we are
This Privacy Policy applies to the "Student Graduation Debt Timer" mobile application (the "App"), published by Creatively Apps Limited, a company registered in England and Wales (company number 17537980) ("we", "us"). You can contact us at support@creativelyapps.com.
2. What data we collect
We do not collect, store, transmit, or share any personal data. The App does not require an account and does not ask for your name, email, or any identifier.
The figures you enter (loan balance, graduation date and interest rate) are processed only in your device's memory to display the calculation. They are not saved to any server we control and are not sent to us or to any third party.
3. Analytics, advertising and tracking
The App contains no third-party advertising, no analytics or measurement SDKs, and no tracking technologies. We do not use cookies or advertising identifiers, and we do not track you across apps or websites.
4. Data storage
Any values you enter exist only while the App is open, on your device. Closing the App discards them unless your device or browser has locally remembered a field for your own convenience; that information never leaves your device and is not accessible to us.
5. Children
The App is a general-audience educational tool and is not directed at children. Because we collect no data, we collect no data from children either.
6. Third-party links
The App may link to the official Student Loans Company / gov.uk website so you can check your real balance. Those sites have their own privacy policies, which we do not control.
7. Your rights
Under UK GDPR and the Data Protection Act 2018 you have rights over personal data held about you. Because we hold no personal data about you, there is nothing for us to access, correct, or delete. If you have any questions, contact us at the email above.
8. Changes to this policy
If this policy changes, we will update this page and the "last updated" date above.
9. Disclaimer
The App is an illustrative educational tool. It is not financial advice and not an official statement of any loan. It is not affiliated with, endorsed by, or connected to the Student Loans Company, the UK Government, or any lender. For your exact loan figures, use your official Student Loans Company account.